Billions of dollars will be spent online next month, and while most transactions go without incident, online shopping security is not a given. These tips can help.

There is every reason in the world to shop online. The bargains are there. The selection is stunning. The purchase is safe. The shipping is fast. Even the returns are easy with the right e-tailers. Shopping has never been so easy and convenient for consumers.
But what about the bad guys lying in wait? It happens. FBI's Internet Crime Complaints Center says cybercrime # 1
A recent PCMag survey asked if individuals experienced a cyber attack such as malware, credit card fraud or ransomware – a full 25 percent said they had it.
Stay calm. Although somewhat alarming, these statistics should not discourage you from shopping online. You just have to apply common sense and follow practical advice. Here are basic guidelines; Use them and you can shop with confidence when checking off the items on the holiday shopping list.
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