Apple announced its own credit card in early 201
The Silicon Valley company embarked on the launch of the Apple Card opt-in option in early August 2019. You may not be eligible to apply until Apple expands into your region.
Since the Apple Card is primarily installed on the iPhone, the handset must be running iOS 12.4 or later. This version of the operating system and all subsequent versions support the Apple Card.
Applying for the Apple Card
To apply for the Apple Card, open the Wallet app. If you can not find the app on your iPhone, swipe down on your homescreen and use the Spotlight search to find it.
Then tap "+" in the upper right corner of the display.
The next screen explains that you can make purchases by adding cards to Apple Pay with your phone and making purchases on the iPhone. Select "Next" to continue.
If you are eligible to claim the Apple Card, the credit card option will be listed Select "Apple Card" to begin the process.
The Wallet app will now explain Apple Card features and interest rate information from 12.99 to 23.99 percent of the card, and we recommend that you review the Apple Card rates and terms read and see clicking on "Next" to type.
You now need to verify some identity information. First, make sure your name, date of birth, and phone number are correct. Select "Next" to continue.
. Then confirm your home address. This information is needed for billing purposes and for your credit report. Touch Next.
Then enter the last four digits of your Social Security number and select "Next".
Finally enter your annual income and choose "Continue." With this information, the bank can determine the amount of credit it will grant you.
Now you must confirm your identity with your driver's license or a state issued photo ID. Tap "Next" and follow the instructions on the screen to take a picture of the front and back of your ID card.
Goldman Sachs verifies this All your information and a credit check are executed. When the process completes, the Wallet app will indicate whether you have been approved or not. In this case, you will be shown a credit limit and annual interest based on your credit report.
We recommend that you read the Goldman Sachs Terms and Conditions. Then tap "Accept Apple Card" to agree to the rates, terms and conditions. If you want to reject the line of credit, select "No thanks".
The Wallet app now asks if you want to use the Apple Card as a standard payment method for Apple Pay. You can choose either "Use as Default Card" to use anywhere, or "Set Later in Wallet as Default" to continue using your other cards.
Once the card has been added to your wallet, tap Next.
Ordering the Titanium Apple Card
After you approve the Apple Card and it's added to your wallet, you'll be asked if you want a physical card. If you use the Titan credit card, you'll only get back one percent of your purchases, but it's helpful if a company does not accept mobile payment methods.
Click Next to continue, or No, Thanks, to continue with Digital Only.
Select "Confirm" if your shipping address is correct. The Titan card should be sent to you in about a week.
And that was & # 39; s! You can now see the Apple Card in the Wallet app. When you select it, your total balance will be shown to you, how much credit is available, what weekly activities you are doing and what future payments you will make.