Internet fraud occurs in many forms, from undelivered retail websites to email phishing to credit card or bank information, to technical support scams that take over your desktop, and everything in between. However, they share a common goal: extracting money or personal information from an unsuspecting user.
If you come across something that seems incomplete, check it out as follows before you drop your money.
Three Signs That A Website Is Legitimate
Hopefully, most of the sites you come across are legitimate. There are two quick ways to recognize this, and one that requires just a little more footwork.
. 2 Additionally, some sites are independently certified as secure by displaying trust marks such as the Norton Secured Seal (managed by DigiCert) or the McAfee Secure Certificate (managed by TrustedSite). In China, an ICP (Internet Content Provider) license indicates that a website is registered and allowed to operate in the government.
3. Review the WHOIS information for the names and locations of site owners. For the purposes of the ICANN (Internet Corporation for Assigned Names and Numbers) Organization, WHOIS is not an acronym. It literally means, "Who is responsible for a domain name or IP address?"
Go to Whois, enter a URL in the search box, and then click the Look Up button. ICANN will display WHOIS information about this site, unless the site is protected by a domain privacy service (also known as a proxy protection service).
Note the site creation date: Older sites that have been around for a long time are generally legitimate
Finding Fraudulent Sites
2. Check the location information on the site. So make sure your phone number, address, email address, etc. are valid. This is easy enough to do a search on the Internet or to call the phone number.
. 3 To find out if a website is suspicious, check the Better Business Bureau, the Consumer Protection Agency, the Federal Trade Commission, or any of the numerous Internet fraud detection lists for complaints or fraud.
Rules of thumb for retailers
You can not be overly cautious when shopping online, especially if you're browsing dark websites through Internet search.
. 1 Read the fine print on customer contracts, agreements, product information and return policy. I know these contracts are tedious and tedious, but it's worth it if you're not cheated.
. 2 Do not be fooled by unbelievable prices. If it's too good to be true, it's probably not true.
. 3 Read the reviews of customers on this site, but do not be misled by an implausible number of great reviews. First read the bad reviews and pay attention to what the customers say. When there are a lot of bad reviews, companies hire people to write hundreds of "fake" good reviews in the hope that a fluke picks up the negative answers. Customers tend to complain more than compliments. Therefore, believe that complaints occur especially when the examiner provides contact information for further discussion.
Companies that personally deal with bad reviews and offer to provide a refund, a replacement product, or agree to a solution are worth a second chance. At least they try to keep their customers happy.
. 4 Check the shipping options and the shipping company. If the company is unknown to you, or does not provide tracking numbers or a reasonable shipping time, look for another vendor. Reputable companies work with well-known and reliable shipping companies such as USPS, FedEx, UPS and DHL.
. 5 Always pay with a credit card because you can dispute the charges if you are cheated by an unethical business or if one of these companies sells your card number to a third party who raises a number of unauthorized charges. Most banks treat debit cards with the same courtesy. If your bank follows the example, a debit card may be a safe alternative.
NOTE: Under federal law, unauthorized charges are limited to $ 50 if your account is misused.
. 6 Do not click on e-mail links to receive special offers, purchases, or sweepstakes, and do not include personal information such as credit card or bank account numbers, passwords, or user IDs for any of these e-mail actions. If you receive an e-mail promotion, use a search engine to check the URL of the site. Visit the site directly from your web browser and then search the site for the promotional item.
. 7 Another handy trick is checking e-mail links. Hover your mouse over the link and the actual URL will appear in a pop-up box. If the advertisement says "Win a Free Trip to Paris" and the actual URL does not display anything that resembles a valid competition or travel agency, it is probably a scam.
8. Hackers often hijack user address books and send infected emails that appear to come from friends, relatives, or colleagues. Never open an e-mail attachment unless you know personally the person or organization that sent the attachment, or you expect an attachment that results from a prior agreement. Even if both are correct, you should call the sender or email me and confirm that he / she wants to send you an e-mail attachment.