Protecting yourself against online fraud is a fact today. According to the FBI's Internet Crime Report of 2018, Internet frauds cost consumers $ 7.45 billion from 2014 to 2018. The scams include online purchases / non-delivery of ordered products, identity theft, credit card fraud and denial-of-service / DDoS attacks. Other threats include various types of ransomware, malware, scareware and viruses as well as a few dozen other types of crime.
I was hit twice by ransomware and learned much of the remedies I've tried from friends who were hit. Read on to see what I've done, and read PCWorld's detailed Malware Removal Guide and subsequent story on how to save your Windows PC from ransomware for more information. We've put together a checklist that can fend off all sorts of online scams.
My Online Fraud Experience: Ransomware
Ransomware is scary – a strange window that appears in the middle of your screen with the message "Your computer is locked" or "All your files are now encrypted" To get them back you have to pay a fine or buy a special software program that may not even work.
Should you pay the ransom? Probably not. If the dollar amount is relatively small, you may be tempted to pay the money and hope for the best. However, the perpetrators may not intend to send you an encryption key or software program to recover your files. Even if they do prevail, there is a risk that you will be included in the list of "jerks," which can lead to more hackers.
The history of the city of Atlanta, Georgia demonstrates the challenges of responding to ransomware attacks. The city's computer systems were infected with SamSam ransomware. The hackers demanded around $ 50,000 for bitcoin payments, but the payment portal was no longer accessible, leaving the city to its own devices. The total cost of the restoration is unknown, but apparently the city was prepared to pay up to $ 17 million based on information obtained from the Atlanta Journal-Constitution news agency. Cybersecurity software and services company Symantec found that 67 different organizations were infected with SamSam malware.
How To Remove Ransomware
When I received ransomware for the first time, which cost $ 300, I tried to fix it myself.
I took my PC offline, then deleted the browsing history and deleted all my cookies. I went to Control Panel > Programs > Uninstall Program sorted the programs by install date and then deleted all programs that had been installed this week.  Best Antivirus Suite Overall
Next, I used Norton Utilities to clean up my system, scan for viruses, and remove all threatening and unnecessary files. Finally, I rebooted my system and my files were intact.
The second time I received a ransomware message, they wanted $ 400. I tried the same procedures as before, but nothing worked.
I chose System Restore, an established Windows feature that allows you to restore your system at an earlier time. This can be a handy feature if you encounter a software installation or other problem where your PC hangs. How it works:
1. In the search box of the Control Panel, type recovery .
. 2 Select Restore and then click the Restore System Restore button.
. 3 In the Restore System Files and Settings box, click Next .
. 4 Select a restore point / date from the result list. If only a date is displayed, select the check box next to the prompt Show more restore points and select the desired date.