Surprised? I was too. Our insurance plan includes a HSA credit card with a fixed issue amount per year. I used it for co-pays in the doctor's office and prescriptions in the pharmacy.
But I did not know that I could shop with Amazon for things like this:
You can also look for Amazon products that have "FSA or HSA enabled" below the price and above the buy buttons (see image here).
Does Amazon charge a premium for FSA / HSA enabled products? Not that I could see it. In fact, looking at a handful of sample items, I found that Amazon was cheaper in most cases than CVS or Walgreens – in some cases much cheaper.
Amazon vs. CVS vs. Walgreens
|Product  Amazon||CVS||Walgreens|
|Dr. Scholl's Heavy Duty Support Orthotics for Pain Relief||$ 12.97||$ 19.99||$ 19.99|
|Coppertone Sport Sunscreen Lotion SPF 50 (7 oz.)||$ 7.49||$ 12.49||N / A|
|Dentek Professional-Fit mouthguard||$ 14.39||$ 30.99||$ 24.99|
How to Use Your FSA or HSA Card for Amazon Purchases
To use your card, simply add it to your Amazon Wallet alongside your other payment methods. You may also want to read the frequently asked questions about HSA / FSA on Amazon.
Here's one: Why can not you buy OTC medications this way? It turns out that you need a prescription to use an HSA / FSA card for this, even if this defies the definition of OTC HSA / FSA card. Who knew?
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