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Stop ruining your life and set up Apple Pay for iPhone already

Recently I picked up my lunch at Subway. I stood in line as they made my sandwich, and when I went to pay, I desperately searched my wallet, only to find that I had left my debit card at home. It was one of a million head movements that people make every day, but one that can be completely avoided if you've set up Apple Pay on your iPhone ($ 1,000 on Amazon) .

Apple Pay, This is a The digital wallet for mobile payment has been around since 2014, but there are still many holdouts and new iPhone users who have not yet become accustomed to setting them up. Apple Pay securely stores your credit card or debit card on your phone. You can buy goods and services from countless participating stores and cash registers, but you can also shop online with Apple Pay.

Here's a step-by-step guide to setting up and using Apple Pay on your iPhone.

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The Apple Card is Apple's new no-late-fee credit card


Upload your credit or debit card to Apple Pay

1. Open the Wallet app on your iPhone. It's by default on your first home screen.

2. Tap the "+" button in the upper right corner of the screen and click Next on the next page.

3. Tap Add Map and add your debit or credit card by taking a photo of it or typing in the details.

When you add a photo to your payment card, the details are filled in automatically and you can enter your security code on the next screen.

4. Add the expiration date and security code to the card. Select Next .

5. Select Agree on the Terms & Conditions page in the lower right corner when you're done reading.

6. The next screen explains how to use Apple Pay and shows the two icons you need to look for at checkout – one says Apple Pay, and the other is four sideways curved lines. Select Next at the bottom of the screen.

7. Tap the three dots in the lower right corner and select billing address . Enter your details and tap Done in the top right corner.


Use Apple Pay for purchases in the store and online. [19659019] Ben Fox Rubin / CNET

Using Apple Pay

After you add your card, you can use Apple Pay instead of a physical bank card.

To make a purchase from the lock screen, double-click the page button ( iPhone X and XS ) or double-click the start button ( iPhone 8 and older ) and select Pay with the passcode . Keep your device near the card reader when prompted. The payment service provider of the store then recognizes it.

You can also pay online with Apple Pay in Safari or in-app purchases. All you need to do is select Buy at Apple Pay and use your Touch ID or Face ID to authenticate the transaction.

Apple Pay is accepted at most locations. Note, however, that there are still a few points from store registers that do not work with the system.

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