This story is frequently updated with new information. If you are looking for additional personal financial information, we have suggestions on how you canand other ways to get financial relief throughout the year pandemic.
First, make sure you are eligible for a stimulus check.
Before proceeding, simply double-check that you meet one of the requirements for a stimulus payment. The following numbers are based on your taxes for 2018 or 2019 (whichever you submitted last). In particular, you need to know your AGI or the adjusted gross income found on your last 1040 federal tax form. For further questions about eligibility, e.g. For example, if you do not normally submit taxes, we recommend reading our.
You are eligible for a stimulus check if:
- You are based in the United States and have an AGI of less than $ 99,000.
- You register as head of household (are considered unmarried with at least one dependent). and earn less than $ 146,500.
- They register together without children and earn less than $ 198,000.
- You are the parent of a child aged 16 years or younger.
Did you use the Get My Payment IRS tracking tool?
After determining that you are eligible, we recommend that you first visit the IRS online tool that can be used to track the status of a payment for 2020 for
Did you see the "Get more information" message from Get My Payment?
If the Get My Payment tool specified a payment date but you haven't received your money yet, the IRS may need more information for you. Check the "Get my payment" tool again. If "More Information Required" appears, it may indicate that your check was returned because the post could not be delivered, an IRS representative told CNET.
After the "Need more information" message appears, you can use the online tool to enter your bank details to receive your payment directly to your bank account. The IRS said if you don't provide your bank account details, your payment will be saved until a current mailing address is received. The IRS Change Address page tells you how to update your address with the IRS.
Did you accidentally throw away your check?
Four million people receive their incentive money on a prepaid debit card called the Economic Impact Payment Card instead of a check. The EIP card arrives in a simple envelope, the IRS said with "Money Network Cardholder Services" as the sender.
Some people who mistake it for junk mail may have mistakenly thrown away these letters. If you misplace or throw away your card, the EIP card service has a FAQ on what to do if your card is lost or stolen. You can also call 800-240-8100 to request a replacement. According to a spokesman for the finance department it is free . Press option 2 when prompted to request a new card.
However, the EIP Card website says, "Your card will be deactivated to prevent anyone from using it, and a new replacement card will be ordered. Charges may apply."
We recommend calling the number above for a lost or stolen card and speaking to a representative.
Could the IRS be waiting for you to submit a form?
If you have submitted a 2018 or 2019 tax return or are receiving government benefits, the IRS should send your check automatically without you having to do anything.
However, if you are a U.S. citizen or permanent resident, had a gross income of less than $ 12,200 in 2019 – or $ 24,400 as a couple – and did not file a tax return for 2018 or 2019, you may need some information to submit to the IRS before it can process your payment. Visit the Non-Filers website and check if the IRS needs anything from you.
The non-filer tool will be available through October 15, the IRS CNET said, and anyone who previously registered with the tool for payment will receive their check by the end of the year.
Has the IRS sent you a confirmation letter but you haven't received your check?
A handful of CNET readers report that the IRS sent them a confirmation letter, but they did not receive their check.
"Last week I received a letter in the mail saying I had received my payment. But no, I didn't," reported a CNET reader after receiving the confirmation letter that the IRS received 15 days after sent after sending the payment.
We asked the IRS how to deal with payments reported to have been sent, but people say they are missing, and will update this story with the agency's response.
Corona Virus Reopening: What It Looks Like When Lockdowns Are Loosened Around The World
Could the IRS have sent your check to a closed account?
Your check may have been returned to the IRS when an attempt was made to send your payment to a bank account that is now closed or to a temporary prepaid debit card that a tax accountant has set up for you. When your payment is returned to the IRS, the agency sends your check to the current address that it has deposited for you.
Could the federal government have intercepted your payment?
If you owe child benefit, the IRS can redirect your payment to cover overdue support. In this case you will receive a notification from the tax office.
Have you received only part of the amount you think you owe?
Another but related problem could be a change in your income in 2020. In some cases, the IRS may owe you more money than you received if the income it used to calculate your payment from your tax returns in 2018 or 2019 is less in 2020.
If you now have a new dependent have, e.g. For example, a child who is not included in your tax returns may owe you more money. In both cases, the IRS said that if you submit next year, you can claim the additional amount in your 2020 tax return. We recommend keeping detailed records so you don't forget.
Has anyone stolen it from your mailbox or cheated on you in any other way?
Although it is unusual, you can believe that you. The Federal Trade Commission has a website where you can report a stolen stimulus check. We asked the IRS what other recourse you have if this applies to you.
How to contact the IRS to ask about your stimulus check.
If you call the IRS by phone, you should give yourself enough time to call. We would not be surprised if the call volume increased or if the calls would take some time. It is also a smart idea to collect your information in front of you, e.g. B. A copy of your last tax ID and the letter the IRS sent if you received one.
Within 15 days of sending your payment, the IRS should send you a letter confirming the payment. At the end of the letter is a number you can call for more information: 800-919-9835.
Earlier this month, the IRS added 3,500 phone representatives to help with potential payment issues. IRS help is 800-829-1040.
We contacted the IRS for more information about preparing a call to a representative.
As you work to determine the status of your money, we know the following about aand targeting coronavirus fears.